School of Business

Permanent URI for this collectionhttps://repository.kcau.ac.ke/handle/123456789/16

Browse

Search Results

Now showing 1 - 4 of 4
  • Thumbnail Image
    Item
    Financial inclusion and sustainability of women-owned enterprises in Kibera informal settlement, moderating role of financial literacy and entrepreneurship skills
    (KCA University, 2025) Mwirigi, Polly K.
    This study examined the relationship between financial inclusion and the sustainability of women-owned enterprises in Kibera, Nairobi moderated by financial literacy and entrepreneurship skills. Findings indicate that entrepreneurship skills have the strongest positive impact on business sustainability while financial access, depth and quality also significantly support resilience, survival, growth and profitability. In contrast, financial usage, digital literacy and financial management skills alone showed no significant effect. Qualitative data revealed low adoption of budgeting, limited strategic planning and minimal innovation, which restrict business growth despite access to financial resources. In conclusion, sustainable women-owned enterprises in informal settlements depend not only on access to quality and comprehensive finance but on the effective application of entrepreneurial and financial competencies. Inclusive financial services enhance sustainability when combined with practical business skills and strategic practices. Financial inclusion and literacy without actionable application is insufficient for sustainability. The study recommends increasing awareness of budgeting, strategic planning, and innovation as essential business practices. Financial literacy initiatives should be integrated with entrepreneurial skill development to ensure knowledge translates into action. Policy interventions should emphasize not just access to financial services but also their quality and depth, tailored to the challenges of women entrepreneurs in marginalized urban contexts. These measures can strengthen the resilience, competitiveness and sustainability of women-led informal enterprises, supporting broader economic empowerment and inclusive development.
  • Thumbnail Image
    Item
    Effect of Community Based Management on Sustainability of Water Projects in Machakos County
    (KCA University, 2016) Munyao, Johana
    Sustainability of community based and managed water projects in Kenya remain a challenge. In spite of concerted efforts to transfer the ownership of water Projects to beneficiary communities and increasing participation of the communities in the operation and maintenance of these facilities, more than a third of all water projects fail within three years of development. The purpose of this research was to investigate the effect of community based management on sustainability of water projects in Machakos County. Descriptive survey was used as the research design and the target population was 1120 people. The Sampling Procedure used was a multistage sampling where 31 out of 104 projects were sampled which represented 30% of the total number of water projects in the county. From the sample size of the 31 projects, 1 project manager, 2 community leaders and 2 water project committee members were randomly picked. The sample size therefore consisted of 155 respondents sampled from the target population. This represented 14% of the population and was chosen because the population was homogenous and therefore needless of a big sample size. In addition, a multivariate regression model was applied to determine the relative importance of each of the four variables with respect to Sustainability of Community Based Water Projects. Data was analyzed using descriptive and inferential statistics. Every questionnaire was checked to ensure completeness and that it was correctly filled. All questionnaires were coded so that all data could be analyzed with the aid of the Statistical Package for Social Scientists (SPSS) computer programme. The results of the study will contribute towards policy formulation and management in the Water Sector in guiding on best practices for sustainable water Projects. The study found out that water projects’ sustainability is influenced by factors like community participation, financial management, provision of technical support and attitude. The study concludes that project financial management and technical support affects sustainability of water projects in Machakos County. It also concludes that Community participation and attitude of the community which is expressed by their willingness to conserve the projects affects sustainability of water projects in Machakos County. The study recommends that county governments in Kenya should put in place proper governance as this increases the sustainability, County governments and the general management of water projects in Kenya should ensure continuous upgrading and training of the technical skills as this enhances sustainability, all county governments and the general management of water projects should ensure maximum community participation and support for this increases project efficiency.
  • Thumbnail Image
    Item
    Factors Influencing Sustainability Of Community Based Projects In Samburu County In Kenya During Covid19 Crisis
    (Kca University, 2021) Lekesanyal, Dorcas N.
    Community based projects are aimed at achieving social economic impact through advocacy on achievement of community needs, improving standards of living and empowering minority groups. Achievement of project impact is not guaranteed since they depend on donor funding, County government funding, National government funding, stakeholders support, ethical dilemmas and conflict of interest among stakeholders. This may delay implementation of specific projects that would jeopardize achievement of desired impact. Consequently, the study sought to examine factors influencing sustainability of community based projects in Samburu County. Explicitly, the study sought: To examine the effect of community engagement on sustainability of community-based projects in Samburu County. To find out the influence of project governance on sustainability of community-based projects in Samburu County; To evaluate the effect of project financing on sustainability of community-based projects in Samburu County; To ascertain the influence of project monitoring and evaluation on sustainability community-based projects in Samburu County. The study adopted descriptive research design and used questionnaires among 116 managers of the Community Based Organizations that were drawn through random sampling. Primary data was collected and was analyzed through use of SPSS version 25. Descriptive statistics using measures of central tendency, dispersion, percentage and frequency was adopted. Further, correlation and multiple regression analysis was used. Findings were presented in figures and tables. The study findings revealed that community engagement, project governance, project financing and monitoring & evaluation have a significant and positive effect on sustainability of community-based projects. Consequently, the study objectives are key when we talk of community-based project sustainability. The community-based projects acts as a catalyst in economic development and growth in a county. Therefore, there is need to consider engaging the community from planning to the last stage of project implementation. The study also recommends that different sources of financing for community based project is important to ensure risk diversification and also to ensure enough funds are available to undertake a particular project as this will ensure no stoppages and hence a success. Training (capacity building) on project M&E be undertaken within the county government to enable them properly embrace stakeholders’ participation process so as to include all stakeholders in monitoring and evaluation of county government sponsored projects. Modern technology should be adopted to increase efficiency through increased budget allocations. The study further recommends that; Other studies should be conducted on the other factors effecting sustainability of community-based projects Contributing 41.2% of Sustainability as the current factors studied contributed only 59.8% effect on community projects sustainability.
  • Thumbnail Image
    Item
    Reassessing The Role Of Capital In Entrepreneurial Success In Nairobi County
    (KCA University, 2024) Mulei, Catherine
    The study sought to reassess the role of capital in entrepreneurial success in Nairobi County. Capital plays a pivotal role in entrepreneurial success, enabling entrepreneurs to invest in resources, drive innovation, and expand operations. Access to sufficient capital empowers entrepreneurs to seize opportunities, navigate challenges, and scale their businesses effectively. It serves as a foundation for growth, facilitating the development of products, services, and market presence. Additionally, capital provides a buffer against financial uncertainties and supports long-term sustainability. The project is guided by the following objectives: to assess the level of financial inclusion in Nairobi County, to identify the challenges facing entrepreneurs face in obtaining capital in the county, to explore the role of Microfinance Institutions (MFIs) and smaller lenders in supporting entrepreneurial ventures and to evaluate the impact of capital availability on the success and sustainability of entrepreneurial ventures in Nairobi County. Theoretical frameworks of financial inclusion pyramid, financial capital theory, and institutional theory guide the study, offering insights into the the role of capital in entrepreneurial success. Purposive sampling was used to select the sample population for the investigation. To conduct the study, a sample size of 1900 respondents was selected. More precisely, the participants were selected from the 17 sub-counties in Nairobi. The study employed the questionnaire instrument as a methodological approach to gather data. For the goal of this study, data was collected via distributing questionnaires in both physical and digital formats. In this study, the Statistical Package for Social Science (SPSS) was used for data analysis. The statistical tests were used a significance threshold of 0.05. The study found that financial inclusion plays a vital role in enhancing entrepreneurial success, as better access to financial services correlates with higher growth rates for businesses. Capital availability emerged as a critical factor, with entrepreneurs who have more access to funding demonstrating improved performance. Additionally, challenges such as high interest rates and bureaucratic hurdles were identified as significant obstacles that negatively impact entrepreneurial outcomes. The study highlighted the crucial role of Microfinance Institutions (MFIs), which provide essential support to entrepreneurs in securing the necessary funding for their ventures. The findings indicate that addressing these barriers to financial inclusion and improving capital access is vital for fostering entrepreneurial success in Nairobi. To this end, it is recommended that policymakers implement initiatives aimed at enhancing financial access, reducing regulatory burdens, and strengthening the support mechanisms of MFIs. These actions will help create a more conducive environment for business growth and sustainability among entrepreneurs in the region. It is recommended that policymakers enhance financial access initiatives, reduce regulatory burdens, and strengthen the role of MFIs to create a more supportive environment for business growth. Limitations include reliance on self-reported data and sample bias. Future research should investigate the long-term impacts of financial inclusion policies and evaluate the effectiveness of reforms in reducing bureaucratic obstacles.