Journal Articles
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Item Agri-insurance financing and the resilience of smallholder farmers in Nakuru County, Kenya(African Development Finance Journal, 2025) Ondabu, Ibrahim Tirimba.; Abdi, Hassan Abdullahi.Agricultural insurance has increasingly become a critical tool for stabilizing smallholder farmers’ livelihoods, particularly in regions affected by climate variability and market shocks. This paper examines the influence of Agri-insurance financing on the productivity and resilience of smallholder farmers in Nakuru County. Using a descriptive quantitative design and data from 272 respondents, findings show that insurance significantly enhances productivity (β = .258, p < .001) by reducing farmers’ risk exposure, strengthening investment confidence, and promoting adoption of new technologies. Despite high awareness levels, insurance uptake remains low due to unaffordable premiums, low trust in insurers, and limited experience with claim processing. The study recommends subsidized index-based insurance, bundling insurance with credit and inputs, digital claim-processing mechanisms, and cooperative-based outreach.Item Agricultural value chain financing and smallholder farmers’ productivity in Nakuru County, Kenya(African Development Finance Journal, 2025) Ondabu, Ibrahim Tirimba.; Abdi, Hassan Abdullahi.Agricultural Value Chain Financing (AVCF) has emerged as a critical pathway for improving the productivity and resilience of smallholder farmers across developing economies. This study examines the influence of AVCF on the productivity of smallholder farmers in Nakuru County, Kenya. Using a descriptive quantitative design and data from 272 farmers, the study demonstrates that AVCF significantly contributes to improved input accessibility, strengthened market linkages, and enhanced farmer profitability. Regression analysis confirms a positive and statistically significant relationship between AVCF and productivity (β = .166, p = .005). Despite the benefits, participation remains limited due to capacity gaps, information asymmetry, and weak extension systems. The study recommends strengthening contract farming, digitizing value chain platforms, enhancing extension services, and promoting farmer aggregation to unlock the full benefits of AVCF.Item Agricultural credit cooperatives and warehouse receipt financing as drivers of smallholder productivity in Nakuru county(Open Journal Publishing, 2025) Ondabu, Ibrahim Tirimba.; Abdi, Hassan Abdullahi .This study examines the influence of Agricultural Credit Cooperatives (ACCs) and Warehouse Receipt Financing (WRF) on smallholder farmers’ productivity in Nakuru County. Drawing on data from 272 farmers, findings show that both ACCs (β = .211, p < .001) and WRF (β = .265, p < .001) significantly enhance productivity by increasing access to affordable credit, enabling timely input acquisition, reducing distress selling, and stabilizing market participation. Descriptive results reveal strong reliance on cooperatives but limited access to certified warehouses. The study recommends strengthening cooperative governance, expanding rural warehouse infrastructure, digitizing warehouse receipts, and integrating WRF into national food reserve systems.